Commercial Umbrella/Excess Liability

Commercial Umbrella Liability or Excess Liability provides additional coverage when the limits of insurance on an underlying policy are exceeded. For instance, if there is $1,000,000 coverage under general liability and there is a claim settlement for $1,500,000, the umbrella policy would pick up the additional amount. Umbrella Liability policies add coverage to General Liability, Liquor Liability, Auto Liability, and Employer's Liability for a single premium.
 

Minimum Underlying Requirements

1 Million/2 Million/1 Million General Liabilty

1 Million CSL Auto Liability

500K /500K /500k Employers Liability

 

Sample Segments

Contractors - Artisan & General

Service Risks

New Ventures

Habitational Risks
Manufacturing Exposures
Restaurants & Bars

Light To Medium Hazard Products